/* ===================== TOKENS ===================== */
:root{
  --bg:#F3F3EF;
  --bg-alt:#E8E9E2;
  --surface:#FCFCFA;
  --ink:#17222E;
  --ink-soft:#4C5866;
  --ink-faint:#8A93A0;
  --primary:#0B2A47;
  --primary-soft:#204569;
  --accent:#B8924E;
  --accent-soft:#E9D9B4;
  --line:rgba(11,42,71,0.15);
  --focus:#204569;
  --on-primary:#F3F1E7;
  --danger:#8C4A34;
  --font-display:'Fraunces', Georgia, serif;
  --font-body:'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --maxw:1120px;
  --radius:2px;
}
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]){
    --bg:#0E161F;
    --bg-alt:#121C27;
    --surface:#16212D;
    --ink:#ECEEF2;
    --ink-soft:#B6C0CB;
    --ink-faint:#7C8794;
    --primary:#9BBBDD;
    --primary-soft:#7099C0;
    --accent:#D8BA79;
    --accent-soft:#463A24;
    --line:rgba(236,238,242,0.16);
    --focus:#9BBBDD;
    --on-primary:#0E1620;
  }
}
:root[data-theme="dark"]{
  --bg:#0E161F;
  --bg-alt:#121C27;
  --surface:#16212D;
  --ink:#ECEEF2;
  --ink-soft:#B6C0CB;
  --ink-faint:#7C8794;
  --primary:#9BBBDD;
  --primary-soft:#7099C0;
  --accent:#D8BA79;
  --accent-soft:#463A24;
  --line:rgba(236,238,242,0.16);
  --focus:#9BBBDD;
  --on-primary:#0E1620;
}

/* ===================== RESET / BASE ===================== */
*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  overflow-x:clip;
  background:var(--bg);
  color:var(--ink);
  font-family:var(--font-body);
  font-size:16px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img,svg{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
button{font-family:inherit;}
:focus-visible{outline:2px solid var(--focus);outline-offset:3px;}
@media (prefers-reduced-motion: reduce){
  *{animation-duration:0.001ms !important;animation-iteration-count:1 !important;transition-duration:0.001ms !important;scroll-behavior:auto !important;}
}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px;}
@media (max-width:640px){.wrap{padding:0 20px;}}

h1,h2,h3,h4{
  font-family:var(--font-display);
  font-weight:500;
  line-height:1.15;
  margin:0 0 0.5em;
  color:var(--ink);
  letter-spacing:-0.01em;
}
h1{font-size:clamp(2.3rem,4.6vw,3.6rem);font-weight:400;}
h2{font-size:clamp(1.7rem,3vw,2.35rem);}
h3{font-size:1.3rem;}
p{margin:0 0 1.1em;color:var(--ink-soft);max-width:62ch;}
.lede{font-size:1.15rem;line-height:1.65;}
.no-max{max-width:none;}

.section{padding:88px 0;}
.section-tight{padding:56px 0;}
@media (max-width:800px){.section{padding:60px 0;}.section-tight{padding:40px 0;}}
.section-alt{background:var(--bg-alt);}
.section-primary{background:var(--primary);color:var(--on-primary);}
.section-primary h2,.section-primary h3,.section-primary p{color:var(--on-primary);}
.section-primary p{opacity:0.86;}

.divider{border:none;border-top:1px solid var(--line);margin:0;}

/* ===================== BUTTONS ===================== */
.btn{
  display:inline-flex;align-items:center;gap:8px;
  padding:14px 26px;
  font-size:0.98rem;font-weight:500;
  border-radius:var(--radius);
  border:1px solid transparent;
  cursor:pointer;
  transition:background 0.18s ease, border-color 0.18s ease, color 0.18s ease, transform 0.18s ease;
  white-space:nowrap;
}
.btn-primary{background:var(--primary);color:var(--on-primary);}
.btn-primary:hover{background:var(--primary-soft);}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line);}
.btn-ghost:hover{border-color:var(--ink-faint);}
.btn-on-primary{background:var(--on-primary);color:var(--primary);}
.btn-on-primary:hover{opacity:0.9;}
.btn-outline-on-primary{background:transparent;color:var(--on-primary);border-color:rgba(255,255,255,0.4);}
.btn-outline-on-primary:hover{border-color:var(--on-primary);}
.btn-sm{padding:10px 18px;font-size:0.9rem;}
.btn-row{display:flex;gap:14px;flex-wrap:wrap;align-items:center;}

.link-arrow{display:inline-flex;align-items:center;gap:6px;font-weight:500;color:var(--primary);border-bottom:1px solid var(--line);padding-bottom:2px;}


/* ===================== HEADER ===================== */
header.site{
  position:sticky;top:0;z-index:50;
  background:var(--bg);
  border-bottom:1px solid var(--line);
}
.nav-row{display:flex;align-items:center;justify-content:space-between;padding:16px 28px;gap:24px;max-width:1320px;}
.brand{display:flex;align-items:center;}
.brand-logo{height:46px;width:auto;display:block;}
@media (max-width:420px){.brand-logo{height:32px;}}
.brand .word{font-family:var(--font-display);font-size:1.5rem;color:var(--ink);}
.brand .tag{font-size:0.68rem;color:var(--ink-faint);letter-spacing:0.02em;}
nav.primary{display:flex;align-items:center;gap:26px;}
nav.primary .mobile-ctas{display:none;}
nav.primary a{white-space:nowrap;font-size:0.94rem;color:var(--ink-soft);padding:6px 0;border-bottom:1px solid transparent;transition:color .15s, border-color .15s;}
nav.primary a:hover, nav.primary a.active{color:var(--ink);border-bottom-color:var(--accent);}
.nav-ctas{display:flex;align-items:center;gap:12px;}
.menu-toggle{display:none;background:none;border:none;padding:8px;cursor:pointer;}
.menu-toggle span{display:block;width:22px;height:2px;background:var(--ink);margin:5px 0;}
@media (max-width:1180px){
  nav.primary{display:none;position:absolute;top:100%;left:0;right:0;background:var(--bg);border-bottom:1px solid var(--line);box-shadow:0 18px 30px rgba(11,42,71,0.10);flex-direction:column;align-items:flex-start;padding:8px 28px 28px;gap:0;max-height:calc(100vh - 80px);overflow-y:auto;}
  nav.primary.open{display:flex;}
  nav.primary a{width:100%;padding:14px 0;border-bottom:1px solid var(--line);font-size:1.05rem;}
  .nav-ctas{display:none;}
  nav.primary .mobile-ctas{display:flex;flex-direction:column;gap:12px;width:100%;margin-top:18px;}
  .menu-toggle{display:block;}
}


/* mobile CTA contrast */
nav.primary .mobile-ctas a.btn-primary{color:var(--on-primary);border-bottom:1px solid transparent;padding:14px 26px;}
nav.primary .mobile-ctas a.btn-primary:hover{color:var(--on-primary);}
/* dropdown */
.nav-dd{position:relative;}
.dd-trigger{background:none;border:none;font:inherit;font-size:0.94rem;color:var(--ink-soft);cursor:pointer;padding:6px 0;border-bottom:1px solid transparent;display:inline-flex;align-items:center;gap:8px;white-space:nowrap;}
.dd-trigger:hover,.nav-dd.active .dd-trigger{color:var(--ink);border-bottom-color:var(--accent);}
.caret{width:6px;height:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg) translateY(-2px);display:inline-block;}
.dd-menu{position:absolute;top:100%;left:-16px;min-width:220px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:8px;box-shadow:0 12px 32px rgba(11,42,71,0.14);display:none;flex-direction:column;z-index:60;}
.nav-dd:hover .dd-menu,.nav-dd.open .dd-menu,.nav-dd:focus-within .dd-menu{display:flex;}
nav.primary .dd-menu a{padding:10px 12px;border-bottom:none;display:block;}
nav.primary .dd-menu a:hover{background:var(--bg-alt);}
@media (max-width:1180px){
  .nav-dd{width:100%;}
  .dd-trigger{width:100%;justify-content:space-between;padding:14px 0;border-bottom:1px solid var(--line);font-size:1.05rem;pointer-events:none;}
  .caret{display:none;}
  .dd-menu{position:static;display:flex;box-shadow:none;border:none;background:transparent;padding:0 0 0 14px;min-width:0;}
  nav.primary .dd-menu a{padding:14px 0;border-bottom:1px solid var(--line);font-size:1rem;}
}
/* ===================== FOOTER ===================== */
footer.site{background:var(--primary);color:var(--on-primary);padding:64px 0 32px;}
footer.site a{color:var(--on-primary);}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;}
@media (max-width:800px){.footer-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:520px){.footer-grid{grid-template-columns:1fr;}}
.footer-grid h4{color:var(--on-primary);font-family:var(--font-body);font-weight:600;font-size:0.82rem;letter-spacing:0.03em;margin-bottom:16px;opacity:0.75;}
.footer-grid ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;}
.footer-grid a{opacity:0.85;font-size:0.94rem;}
.footer-grid a:hover{opacity:1;text-decoration:underline;}
.footer-bottom{margin-top:56px;padding-top:24px;border-top:1px solid rgba(255,255,255,0.18);display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:0.82rem;opacity:0.65;}
.footer-note{font-size:0.82rem;opacity:0.7;max-width:70ch;margin-top:18px;}

/* ===================== HERO ===================== */
.hero{padding:76px 0 40px;}
.hero-grid{display:grid;grid-template-columns:1.15fr 0.85fr;gap:56px;align-items:center;}
@media (max-width:900px){.hero-grid{grid-template-columns:1fr;}}
.hero-copy p{font-size:1.12rem;}
.hero-graphic{position:relative;}
.hero-graphic svg{width:100%;height:auto;}
.hero-path{stroke-dasharray:900;stroke-dashoffset:900;animation:draw 1.8s ease forwards 0.2s;}
@keyframes draw{to{stroke-dashoffset:0;}}
@media (prefers-reduced-motion:reduce){.hero-path{stroke-dashoffset:0;animation:none;}}


.hero-mark{display:block;width:100%;max-width:430px;height:auto;margin-left:auto;opacity:0;transform:translateY(10px);animation:markIn 1.3s ease forwards 0.15s;}
@keyframes markIn{to{opacity:1;transform:none;}}
@media (max-width:900px){.hero-mark{max-width:240px;margin:8px auto 0 0;}}
.page-hero{padding:64px 0 8px;}
.page-hero .kicker{font-size:0.85rem;color:var(--accent);font-weight:500;margin-bottom:14px;display:block;}
.page-hero h1{max-width:22ch;}
.page-hero p.lede{max-width:58ch;}

/* ===================== ROWS / PILLARS ===================== */
.pillars{display:flex;flex-direction:column;}
.pillar{
  display:grid;grid-template-columns:0.9fr 2fr;gap:36px;
  padding:40px 0;border-top:1px solid var(--line);
}
.pillars .pillar:last-child{border-bottom:1px solid var(--line);}
@media (max-width:760px){.pillar{grid-template-columns:1fr;gap:14px;}}
.pillar h3{margin-bottom:14px;font-size:1.5rem;}
.pillar .pull{font-family:var(--font-display);font-size:1.3rem;color:var(--ink);margin-top:18px;font-weight:400;max-width:34ch;}

/* ===================== DISPUTE AREAS ===================== */
.areas{display:flex;flex-direction:column;gap:18px;}
.area-row{
  display:grid;grid-template-columns:1.3fr 1.7fr auto;gap:28px;align-items:center;
  padding:34px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);
  transition:border-color .18s ease;
}
.area-row:hover{border-color:var(--ink-faint);}
.area-row.featured{
  background:var(--primary);color:var(--on-primary);padding:44px;
}
.area-row.featured h3, .area-row.featured p{color:var(--on-primary);}
.area-row.featured p{opacity:0.85;}
.area-eyebrow{font-size:0.78rem;color:var(--accent);font-weight:500;margin-bottom:8px;display:block;}
.area-row.featured .area-eyebrow{color:var(--accent-soft);}
.area-row h3{margin-bottom:10px;}
.area-row p{margin-bottom:0;font-size:0.98rem;}
@media (max-width:820px){.area-row, .area-row.featured{grid-template-columns:1fr;text-align:left;}}

/* ===================== STEPS ===================== */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;}
@media (max-width:900px){.steps{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.steps{grid-template-columns:1fr;}}
.step{padding:28px 26px 28px 0;border-right:1px solid var(--line);}
.step:last-child{border-right:none;}
@media (max-width:900px){.step{border-right:1px solid var(--line);border-bottom:1px solid var(--line);padding:24px;}
  .step:nth-child(2n){border-right:none;}}
@media (max-width:560px){.step{border-right:none !important;}}
.step .num{font-family:var(--font-display);font-size:1rem;color:var(--accent);margin-bottom:14px;display:block;}
.step h4{font-size:1.08rem;margin-bottom:8px;}
.step p{font-size:0.94rem;margin-bottom:0;}

/* ===================== CARDS / LIST ===================== */
.plain-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:10px 40px;}
@media (max-width:640px){.plain-list{grid-template-columns:1fr;}}
.plain-list li{padding:12px 0;border-bottom:1px solid var(--line);color:var(--ink-soft);font-size:0.98rem;}

.objectives{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
@media (max-width:860px){.objectives{grid-template-columns:1fr;}}
.objective{padding:30px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);}
.objective h3{font-size:1.18rem;}
.objective p{font-size:0.95rem;margin-bottom:0;}

/* ===================== STAT CALLOUT ===================== */
.stat-banner{
  display:grid;grid-template-columns:auto 1fr;gap:36px;align-items:center;
  padding:44px 48px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);
}
@media (max-width:700px){.stat-banner{grid-template-columns:1fr;padding:32px 26px;gap:18px;}}
.stat-banner .num{font-family:var(--font-display);font-size:clamp(3.2rem,7vw,4.6rem);line-height:1;color:var(--accent);font-weight:400;white-space:nowrap;}
.stat-banner .copy p{margin-bottom:6px;font-size:1.02rem;}
.stat-banner .source{font-size:0.78rem;color:var(--ink-faint);max-width:70ch;}


/* ===================== STATEMENT BANNER / PRICING ===================== */
.stat-banner.statement{grid-template-columns:1fr;border-left:3px solid var(--accent);}
.stat-banner .big{font-family:var(--font-display);font-size:clamp(1.35rem,2.6vw,1.85rem);line-height:1.32;color:var(--ink);max-width:40ch;margin-bottom:16px;}
.price-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:8px;}
@media (max-width:700px){.price-grid{grid-template-columns:1fr;}}
.price-card{padding:34px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);}
.price-card .price{font-family:var(--font-display);font-size:clamp(2.4rem,5vw,3.2rem);line-height:1;color:var(--primary);margin-bottom:12px;}
.price-card .price small{font-size:1rem;color:var(--ink-soft);font-family:var(--font-body);}
.price-card p{margin-bottom:0;font-size:0.98rem;}
.legal h2{font-size:1.35rem;margin-top:2em;}
.legal p, .legal li{font-size:1rem;max-width:70ch;}
.legal ul{color:var(--ink-soft);padding-left:1.2em;margin:0 0 1.1em;}
.legal li{margin-bottom:6px;}
.legal a{color:var(--primary);border-bottom:1px solid var(--line);}
/* ===================== CTA BANNER ===================== */
.cta-banner{
  display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap;
  padding:52px 48px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);
}
.cta-banner h3{margin-bottom:8px;}
.cta-banner p{margin-bottom:0;}
@media (max-width:700px){.cta-banner{padding:32px 24px;}}

/* ===================== PATH CARDS (three visitors) ===================== */
.paths{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);}
.path-card{background:var(--bg);padding:34px;display:flex;flex-direction:column;gap:14px;}
@media (max-width:820px){.paths{grid-template-columns:1fr;}}
.path-card .q{font-family:var(--font-display);font-size:1.2rem;color:var(--ink);}
.path-card p{font-size:0.94rem;flex-grow:1;}

/* ===================== FAQ ===================== */
.faq-group{margin-bottom:44px;}
.faq-group h3{font-size:1.02rem;color:var(--accent);font-weight:600;font-family:var(--font-body);margin-bottom:6px;}
details.faq{border-bottom:1px solid var(--line);padding:20px 0;}
details.faq summary{cursor:pointer;font-family:var(--font-display);font-size:1.12rem;list-style:none;display:flex;justify-content:space-between;gap:20px;align-items:center;color:var(--ink);}
details.faq summary::-webkit-details-marker{display:none;}
details.faq summary .icon{flex-shrink:0;width:22px;height:22px;position:relative;}
details.faq summary .icon::before,details.faq summary .icon::after{content:'';position:absolute;background:var(--ink-faint);top:50%;left:50%;transform:translate(-50%,-50%);}
details.faq summary .icon::before{width:14px;height:1.5px;}
details.faq summary .icon::after{width:1.5px;height:14px;transition:transform .2s ease, opacity .2s ease;}
details.faq[open] summary .icon::after{transform:translate(-50%,-50%) rotate(90deg);opacity:0;}
details.faq .a{padding-top:14px;max-width:70ch;}
details.faq .a p{font-size:0.98rem;}
.review-flag{display:inline-block;margin-top:10px;font-size:0.74rem;font-weight:600;color:var(--danger);border:1px solid var(--danger);padding:3px 8px;border-radius:2px;letter-spacing:0.02em;}

/* ===================== FORMS ===================== */
.form-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:40px;}
@media (max-width:640px){.form-card{padding:26px;}}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;}
@media (max-width:640px){.form-grid{grid-template-columns:1fr;}}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:20px;}
.field.full{grid-column:1 / -1;}
.field label{font-size:0.85rem;font-weight:500;color:var(--ink);}
.field .hint{font-size:0.78rem;color:var(--ink-faint);}
.field input, .field textarea, .field select{
  font-family:inherit;font-size:0.98rem;padding:12px 14px;
  border:1px solid var(--line);border-radius:var(--radius);background:var(--bg);color:var(--ink);
}
.field textarea{resize:vertical;min-height:110px;}
.field input:focus, .field textarea:focus, .field select:focus{border-color:var(--primary-soft);}
fieldset{border:none;padding:0;margin:0;}
.radio-row{display:flex;gap:20px;flex-wrap:wrap;}
.radio-item{display:flex;align-items:center;gap:8px;font-size:0.94rem;color:var(--ink-soft);}
.form-success{display:none;padding:40px;text-align:center;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);}
.form-success h3{margin-bottom:10px;}
.form-note{font-size:0.85rem;color:var(--ink-faint);margin-top:18px;}

/* schedule embed */
.schedule-frame{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;}
.schedule-frame iframe{display:block;width:100%;min-height:700px;background:#fff;}
.schedule-embed{
  border:1px dashed var(--ink-faint);border-radius:var(--radius);padding:56px 30px;text-align:center;background:var(--surface);
}
.schedule-embed p{margin:0 auto 20px;}

/* wave divider */
.flow-divider{padding:6px 0;opacity:0.55;}
.flow-divider svg{width:100%;height:36px;display:block;}

/* about */
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start;}
@media (max-width:820px){.about-grid{grid-template-columns:1fr;}}
.placeholder-box{border:1px dashed var(--ink-faint);border-radius:var(--radius);padding:26px;color:var(--ink-faint);font-size:0.9rem;font-style:italic;}
.values-list{list-style:none;margin:0;padding:0;}
.values-list li{padding:16px 0;border-top:1px solid var(--line);}
.values-list li:last-child{border-bottom:1px solid var(--line);}
.values-list strong{display:block;color:var(--ink);font-family:var(--font-display);font-weight:500;font-size:1.05rem;margin-bottom:4px;}

.skip-link{position:absolute;left:-999px;top:auto;background:var(--primary);color:var(--on-primary);padding:12px 18px;z-index:100;}
.skip-link:focus{left:12px;top:12px;}